Odisha Mo Ghara Scheme 2024 Apply Online

odisha mo ghara scheme 2024 apply online registration/ application form ଓଡିଶା ମୋ ଘରା ଯୋଜନା eligibility and objective last date to apply and beneficiary list 2023

Odisha Mo Ghara Scheme 2024

Recently in May, 2023 CM Naveen Patnaik Chaired Cabinet Meeting approved a scheme called Mo Ghara Scheme (Mo Ghara Yojana) along with other decisions. Through implementing the scheme Odisha government provides financial support to the lower class and lower middle class families of the Rural Odisha. This scheme covers all poor families who are left out in the existing Awas Yojana (Housing Scheme). Under the Mo Ghara Yojana of Odisha, State government provide 70,000 subsidy on the loan amount of 3 lakhs.

odisha mo ghara scheme 2024 apply online

odisha mo ghara scheme 2024 apply online

Under Odisha Mo Ghara Scheme, state government provides loan in 4 slabs like 1 lakh, 1.5 lakh, 2 lakh and 3 lakh to the poor people. As per the media reports nearly 4 lakhs people will become beneficiaries under this scheme. It means every slab of loans will cover 1 lakhs family to construct their Pucca House under Mo Ghar Scheme Odisha. Let’s get a quick look of the scheme.

Also Read : Odisha Biju Pakka Ghar Yojana 

Name of Scheme Mo Ghara Yojana Odisha
Department Panchayati Raj & Drinking Water Department
Objective Provide a financial assistance for constructing a Pucca House
Beneficiaries Lower Middle Class People of Odisha
Loan Amount Rs 3 Lakh
Maximum Subsidy Rs. 70,000
Official Website https://rhodisha.gov.in/moghara/

Mo Ghara Yojana Odisha Objective

The State Cabinet approved a new housing program named Mo Ghara to offer financial support to rural Odisha households with lower and lower-middle incomes in order to realize their housing aspirations. The program will cover all such families who were excluded from the current housing programs due to strict eligibility requirements or insufficient funding.

Features of Mo Ghara Yojana Odisha

  • Mo Ghara Scheme recently announced by the CM of Odisha to provide financial assistance to the citizens of the state for construction of their house.
  • Under the scheme state government provide financial assistance upto 70,000 INR on the loan of 3 lakhs rupees.
  • State government making 4 slabs for providing subsidy under the Mo Ghara Yojana like….
  1. Loan of 1 lakh INR
  2. Loan od 1.5 lakh INR
  3. Loan of 2 lakh INR
  4. Loan of 3 lakh INR
  • You have to pay your loan amount within 10 years excluding moratorium period of 1 year from the loan approved.
  • You have to pay your loan amount in easy installments.
  • As per the Media reports, approximately 4 lakhs families will become a beneficiaries under the Odisha Mo Ghara Scheme.
  • This scheme ending in 2 years from the starting. In which state government Provide financial assistance of 1 lakh families in every four slabs of loan like 1 lakh, 1.5 lakh, 2 lakh and 3 lakh.
  • Due to this scheme now every poor people of rural areas will meet their aspirations of Pucca House.

Odisha Mo Ghara Yojana Loan Subsidy Amount

Loan Amount Subsidy Provided
1 lakh 30,000 Rupees
1.5 lakh 45,000 Rupees
2 lakh 60,000 Rupees
3 lakh 60,000 Rupees

Also Read : Odisha Nabakrushna Choudhury Secha Unnayan Yojana

Odisha Mo Ghara Scheme Eligibility

  • Only Rural Odisha Family are eligible to avail the benefits of Mo Ghara Scheme.
  • Applicant must be living in Kutcha House or they have only one Pucca Room.
  • Those applicant are eligible who are not getting Benefits before this type of scheme from the any government either central or state.
  • Applicants family income not exceeding to 25,000 per month.
  • Doesn’t Possess a non commercial motor vehicle like four wheeler in the family.
  • Those family are eligible whose any member doesn’t provide service to the any department of government or PSU Sector.
  • Those families are eligible if they have less than 5 acres land which is irrigated and less than 15 acres of land which is non-irrigated.
  • Only Lower class and middle lower class families are eligible to get benefits under the scheme.

Some Important Points of Mo Ghara Yojana Odisha

  • Beneficiaries don’t have to pay any processing fees while approving a loan from bank.
  • Legal Consultant fee is standardized by the government and that is Rs. 1000 maximum.
  • Mo Ghara Scheme beneficiaries also avail the benefits of other rural schemes of Odisha if they found eligible.
  • Odisha state government provide you financial assistance into your loan accounts. That’s why beneficiaries will get benefits of reduced EMI repayment of their loan amount.

Required Documents to Apply

Some of the important documents required for Odisha Motor Vehicle Welfare Yojana are as follows:
  • Passport size photo
  • Aadhar Card
  • Mobile number
  • Domicile Certificate
  • ID card of Odisha Motor Vehicles Department
  • Bank Account Details
  • Bonafide Certificate
  • BPL Certificate
  • EWS Certificate

Application Procedure for Mo Ghara Yojana Odisha 

Applicants need to follow the below-given steps to apply for the Mo Ghara Yojana Odisha
  • First of all, go to the official website of the Mo Ghara Yojana Odisha https://moghara.odisha.gov.in/landing.
  • The homepage of the website will open on the screen.
  • Click on the Registration option.

  • A New page will open on the screen.
  • Once you will click on the link, an application form will open on the screen.
  • Now, fill in the form with all the required details like Name, Email ID, Mobile Number, Address, etc

  • After that upload all the required documents
  • After successful registration, login with the details.
  • Enter details in the application form.
  • Finally, click on the Submit button to complete the application process.

Helpline Number : 155335 or 0674-6817777

Click Here to Odisha Motor Vehicle Welfare Yojana 

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