Odisha Swayam Scheme 2024 Apply Online

The main motive for launching the Odisha Swayam Scheme is to reduce the unemployment rate in the state by providing various benefits. The Government of Odisha aims to decrease the unemployment rate significantly by providing financial assistance to the applicants so that they can start their micro businesses.

The scheme will be in operation for 2 years from the date of notification by State Government which may be extended further as per the decision of the Government. One Lakh youth will be covered in 2 years which may be extended as per the decision of Government. PR& DW Department will allocate district-wise target which SLBC will allocate amongst eligible banks of the District.

Benefits of Swayam Yojana Odisha

• Livelihood support of Rs. 1,000 to 95.90 lakh PDS beneficiaries’ households
• Designed to assist those in the state who are financially disadvantaged
• Promotes self-employment and the launch of small companies.
• Up to Rs. 1 lakh in loans are available for 1 lakh qualified youngsters (18–35 years old) in both rural and urban areas.
• The programme will assist Odisha citizens with a total expenditure of Rs. 1,237.74 crore.

Features of Swayam Yojana Odisha

• The inclusion of skill-based courses is emphasized by the SWAYAM Scheme, which acknowledges the significance of skill development in the modern employment market.
• The website provides a wide selection of courses that help students learn useful skills, improving their employability and aiding in the development of the state’s workforce.
• By offering a platform where people can pursue education at their own pace and convenience, the plan promotes the idea of lifelong learning.
• Professionals in the workforce can improve their skills without sacrificing their commitments to their jobs because to this flexibility.
• Through the extensive online learning platform offered by SWAYAM, students can access a large range of courses from different disciplines.
• The platform creates an interactive and captivating learning environment by delivering video lectures, e-books, quizzes, and discussion forums using contemporary technology.
• Students who successfully finish their courses are awarded certifications that are valuable in the employment market.

Also Read : Odisha Mukhyamantri Kalakar Sahayata Yojana 

Eligibility Criteria for Swayam Yojana Odisha

• The candidate needs to be a permanent resident of Odisha state
• The candidate should have a ration card
• The age of the applicant must be between 18 years to 35 years
• The applicant must have all the required documents

Required Documents

• Passport Size Photo
• Aadhar Card
• Ration Card
• PAN Card
• Address Proof
• Mobile Number
• Email ID

Mode of Implementation for Swayam Scheme

• There will be a dedicated website for registration and submission of applications.
• The services of Mo-Seva Kendra can also be utilized by the applicant for submission of the application
• The beneficiaries will select bank during filing application
• The concerned Bank, on receipt of application, will carry out the required due diligence (desk and field verification) after which will sanction eligible applications.
• During field verification bank will assist the applicant in preparing required simplified DPR for sanctioning loan.
• The banks will disburse the loan amount to the applicant after sanction and deposit of State Guarantee and margin money.
• The beneficiary will deposit the EMI with the concerned bank regularly after the moratorium period. However, the bank will charge interest during such moratorium as well. Even though the interest is chargeable from the date of 1st disbursal, the beneficiary will repay only after the moratorium period.
• The beneficiaries are at the liberty to repay the loan amount earlier than the scheduled period. They can also opt for paying higher EMIs. The banks shall charge no penalty for such modification in the repayment schedule for the fore-closure of the loan.

How to Apply for Odisha Swayam Scheme Online

• To apply for the Odisha Swayam Scheme online, the applicant first need to go to the official website.
• On the home page click on the of Registration.
• A new Swayam Scheme registration form page will appear on your screen. Fill out all the details that are asked and attach all the necessary documents.
• Click on the Submit to complete your process. Complete further steps, is any. An application number or the acknowledge number will be provided, keep not of it for future reference.

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